Now we have seen some of the opportunities and potential of Decentralised Finance (Defi). Some of those opportunities are the applications of traditional banking services like borrowing and lending; with all the advantages of smart contracts operating on the blockchain. We have also seen some Defi projects like Terra which proves that Defi is not totally risk free. However we can now use the knowledge we have gained from these now seemingly fraudulent projects and be more cynical with future Defi projects. We have also seen how Scallop is planning to integrate Defi into its ecosystem.